Ten Years Later: The Lasting Impact of Protecting Fixed Indemnity Coverage

July 2026 marks the 10th anniversary of the historic Central United Life Insurance Co. v. Burwell decision, a ruling that helped preserve consumer access to fixed indemnity coverage. This blog article discusses how, even a decade later, this case continues to make a difference in the kind of healthcare options available, especially those that help with hospital-related expenses.
July 14, 2026 Read More »

The Value of Bundling Supplemental Policies in Employer-Sponsored Benefits Programs

This blog explores the value of bundling voluntary benefits like Accident, Critical Illness and Hospital Indemnity insurance within employer-sponsored benefits programs. Learn how bundled supplemental policies can help employers simplify benefits communication, support High-Deductible Health Plans (HDHPs) and provide employees with more comprehensive financial protection during unexpected medical events.
May 14, 2026 Read More »

The Power of Tax-Deferred Annuities for Long-Term Growth

Tax-deferred annuities allow your money to grow more efficiently by delaying taxes on earnings, giving compounding a greater impact over time. This blog explains how that growth works, explores different annuity options, and highlights how tax timing can support long-term financial goals. It also provides a balanced look at when annuities make sense and what to consider before incorporating them into your strategy.
April 16, 2026 Read More »

Supporting Your Health with Dental Vision Hearing Insurance

While major medical plans often focus on covering costs for unexpected events like sudden illness or extensive surgery, coverage for long-term health through dental, vision and hearing (DVH) is sometimes undervalued or overlooked. These are important aspects of overall health that should be supported with insurance because each of them plays a fundamental role in our quality of life.
January 26, 2026 Read More »
People supporting people; holding hands; grey and blue images

Valiance at Home: A Tribute to Family Caregivers

The woman wakes, jolted by a cough from down the hall. The sound is loud and insistent, tearing through darkness, a siren made just for her. Then the hall goes silent, bringing peace that’s sure to be fleeting. The woman tries to savor the moment and relax. Cradled by a lounge chair, she makes a feeble attempt at stretching, her eyes widening more while she does.
July 31, 2025 Read More »