Accident Insurance
For life's unexpected events.

 

“Accidents happen,” the old saying goes.
“You can’t plan on them, but you can plan for them.”

Accident plans from ManhattanLife help you pay for out-of-pocket expenses and provide benefits to you or your family for many of the accidents that can happen without warning.

 

ACCIDENT STATISTICS

2.44M

There were 2.44 million individuals injured on U.S. roadways in 2023.1

1.6M

1.6 million older adults were treated for fall-related injuries and 388 thousand of those patients were hospitalized.2

3.5M

In 2023, 41,400 individuals aged 65 and older died from preventable falls, and over 3.5 million were treated in emergency departments.3

Personal Accident Indemnity
(PAID)

The PAID plan helps you pay for out-of-pocket expenses and provides benefits to you or your family for many of the accidents that can happen without warning.


FEATURES

Issue Ages 18-84
2 options: 24-hr, or Off-the-job coverage
Wellness Rider
Guarantee Renewable for Life
Choice of One or Two Units


BENEFITS

Accidental Death
Emergency Dental
Hospital Admission & Confinement
ER / ICU Treatment
Concussion
Chiropractic
Air & Ground Ambulance
Lodging & Transportation
Surgery
X-Rays
and More

24-Hour Accident Expense Plan

 

The 24-Hour Accident Expense plan works alongside your health insurance to help pay for eligible expenses like emergency treatment, hospital stays and follow-up care.


FEATURES

Issue Ages 18-74
Pays on the Job or Off the Job Accidents
Guaranteed Renewable to Age 80
Choice of One or Two Units


BENEFITS

Accidental Death
Accidental Dismemberment
Air & Ground Ambulance
Daily Hospital Confinement
Medical Expense

 

 

Sources for statistics:
1crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813738;
2www.greenandhealthyhomes.org/hazard/household-injury/;
3injuryfacts.nsc.org/home-and-community/safety-topics/older-adult-falls/;

 

Learn More About Accident Insurance

Read the Blog

Accidents happen. Are you prepared for the unexpected?

A simple slip, fall or injury can lead to unexpected medical expenses. Learn how accident insurance works, what it covers and why it can provide valuable financial support when life takes an unplanned turn.