Mr. Smith has over 20 years’ experience in the financial and insurance industries. Daniel joined Pharmacists Mutual Insurance Company as all-lines Commercial Underwriter and then became Senior Underwriter at VGM Insurance in Waterloo, Iowa, responsible for underwriting a successful medical products liability book, countrywide, for Benchmark Insurance Company. In 2008, he joined Trean Corporation in Minnesota as program manager and AVP, responsible for underwriting oversight, compliance, administration and systems implementation for fronted programs written on an admitted basis in products liability, workers compensation, medical stop loss and non-standard auto lines. At Western Skies MGU, Dan is President, responsible for program design, reinsurance placement, carrier relations and all insurance related operations.