MORTGAGES

Originating first lien commercial real estate loans.
Standing By You.

MORTGAGES

Originating first lien commercial real estate loans.
Standing By You.

 

Simplicity is what separates us from your typical lender.

ManhattanLife is known for our straightforward origination process and ability to fund borrowers in a quick and efficient manner. With over 20 years of lending experience, we have built a long list of repeat clients that recognize our ability to keep it "Simple."

LENDING GUIDELINES

 

Asset Types
Retail
Office
Medical
Multi-family
Industrial
Specialty

 

MARKETS
Primary, Secondary & Tertiary Markets across all 50 states.

 

FIXED RATES
Competitive fixed rates that vary based on the nature.

 

LOAN AMOUNTS
50 - 75% LTV depending on the collateral characteristics & borrower needs.

 

TERMS
5, 7, or 10-year Terms with 25 or 30-year Amortizations

 

NO FEES
Zero origination fees or points!
Our borrowers are not required to escrow for taxes or insurance.

 

APPRAISAL
Prepared by an MAI certified appraiser using Lender's protocol.

 

IN-HOUSE SERVICING
We do not sell our loans.
Our in-house team is dedicated to servicing our borrowers.

 

EFFICIENT LOAN CLOSING
Expedited loan approval process.
Standard loan documents required such as: Appraisal, Phase 1 ESA, Survey & Title Commitment.

 

PREPAYMENT
Declining prepayment penalty:
Year 1 and Year 2 = 4%
Year 3 = 3%
Year 4 = 2%
Year 5 & thereafter = 1%

 

PLEASE SUBMIT LOAN PACKAGES AND QUESTIONS TO:

Karen Wright
Real Estate Lending Relationship Manager
10777 Northwest Freeway, Houston, TX 77092
(713) 821-6430 phone
KarenWright@manhattanlife.com

Harrison Heim
Real Estate Analyst
10777 Northwest Freeway, Houston, TX 77092
(713) 821-6418 phone
HarrisonHeim@manhattanlife.com