Accident Insurance
For life's unexpected events.


PAID | Personal Accident Indemnity Delivery.

“Accidents happen,” the old saying goes. “You can’t plan on them, but you can plan for them.”

The Personal Accident Indemnity Delivery product (PAID) from ManhattanLife helps you pay for out-of-pocket expenses and provides benefits to you or your family for many of the accidents that can happen without warning.


1 in 4

More than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age.1


In 2017, approximately 2.8 million nonfatal workplace injuries and illnesses were reported by private industry employers.2


Approximately 61% of households facing medical bill challenges report being late on a payment and 56% say they’ve missed a payment.3



Accidental Death
Emergency Dental
Hospital Admission and Confinement
Emergency Room Treatment
Intensive Care Unit
Air and Ground Ambulance
Lodging and Transportation

Accident insurance plans also include benefits for burns, dislocations, fractures, dismemberment, eye injuries, paraplegia, quadriplegia, rehabilitation unit and major diagnostic exams.




Issue Ages 18 – 64
Helps Pay for Out-of-Pocket Expenses
2 Options: 24-hr, or off-the-job coverage
Wellness and Disability Riders
Guaranteed Renewable to Age 70
(Subject to our right to change premium rates)


Benefit exclusions and limitations may apply to the policy. For additional information about PAID accident insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.




Sources for statistics:, March 28, 2018; 2Bureau of Labor Statistics, News Release: Employer-Reported Workplace Injuries and Illnesses, November 8, 2018; 3The Burden of Medical Debt: Results from the Kaiser Family Foundation/New York Times Medical Bills Survey, January 5, 2016;