Hospitalization Benefits
Insurance to help cover hospital expenses.

 

Help protect employees and their families.

With both Hospital Indemnity and GAP insurance available, supplemental health insurance from ManhattanLife can help cover out-of-pocket expenses associated with hospital stays. Both options are designed to be an excellent complement to major medical insurance, providing first dollar coverage when it’s needed most.

HOSPITALIZATION STATISTICS

$10,400

The average cost per stay of a patient in the U.S. in 2012 was $10,400. Females had a higher rate of hospitalization over this period, but males had a longer average stay and a higher average cost per stay.1

36.5M

In 2012, there were 36.5 million hospital stays in the U.S. with the average length of stay being 4.5 days.1

56%

Approximately 56% of hospital stays in 2012 were medical. Nearly 22% were surgical and the other 22% were maternal or neonatal.1

Hospital Indemnity

Hospital Indemnity insurance pays specific indemnity amounts based on a schedule. Benefits are paid regardless of other insurance.
 

FEATURED BENEFITS

First hospitalization
Doctor's office visits
In-patient and out-patient surgery benefits
Well-being benefit
Diagnostic testing

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Group GAP

Group GAP insurance is designed to fill the gaps left behind by major medical insurance, such as deductibles, coinsurance obligations, and copayments.
 

FEATURED BENEFITS

Inpatient benefits
Outpatient benefits
Doctor’s office visits
Ambulance benefits
Outpatient prescription benefits

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Sources for statistics: 1Agency for Healthcare Research and Quality: Overview of Hospital Stays in the United States