Hospitalization Benefits
Insurance to help cover hospital expenses.


Help protect employees and their families.

With both Hospital Indemnity and GAP insurance available, supplemental health insurance from ManhattanLife can help cover out-of-pocket expenses associated with hospital stays. Both options are designed to be an excellent complement to major medical insurance, providing first dollar coverage when it’s needed most.



The average cost per stay of a patient in the U.S. in 2012 was $10,400. Females had a higher rate of hospitalization over this period, but males had a longer average stay and a higher average cost per stay.1


In 2012, there were 36.5 million hospital stays in the U.S. with the average length of stay being 4.5 days.1


Approximately 56% of hospital stays in 2012 were medical. Nearly 22% were surgical and the other 22% were maternal or neonatal.1


Sources for statistics: 1Agency for Healthcare Research and Quality: Overview of Hospital Stays in the United States