1 June Medicare Supplement Plan N: A Closer Look June 1, 2017 By Editor Medicare Supplement insurance product, medicare, medicare supplement, medigap, plan n, seniors 0 Medicare Supplement Plan N is one of the standardized Medigap plans offered by private insurance companies. Like other Medigap plans, it covers costs that Original Medicare does not. Let’s take a look at some of the benefits you receive when you sign up for Medicare Supplement (Medigap) Plan N. Plan N covers 100% of the following: Medicare Part A Coinsurance and Hospital Costs (up to an additional 365 days after Medicare benefits are used. Medicare Part B Coinsurance or Copayment* First 3 Pints of Blood (each calendar year) Part A Hospice Care Coinsurance or Copayment Skilled Nursing Facility Care Coinsurance Medicare Part A Deductible Medicare Part B Preventive Care Coinsurance *Plan N pays 100% of the Medicare Part B coinsurance costs, with the exception of a copayment of up to $20 for some office visits and up to $50 for emergency room visits that don't result in the beneficiary being admitted as an inpatient. As you can see, Plan N is very similar to Plans F and G, the most popular and comprehensive Medigap plans. The difference lies in that Plan N does not cover your Medicare Part B deductible, like Plan F, or you Part B excess charges, like both F and G. Since Medigap Plan N requires a copayment of $20 for some office visits, it can be the perfect plan for those that do not go to see their doctor often. If you are one of these people, you will save on your monthly premium compared to a Plan G or F and you will not have to pay office visit copays very often. Visit our Medicare Supplement Plans page information. Related Posts Medicare Supplement Plan G: A Closer Look Plan G offers comprehensive coverage for costs Medicare does not cover. It is identical to Plan F aside from one difference: Plan G policyholders must pay the Medicare Part B deductible. Medicare Supplement Plans and You - Know Your Options If you return to Original Medicare during the Annual Election Period (October 15th – December 7th), you could be eligible for a Medicare Supplement plan. Know your options. How Much Can a Medigap Plan Save You When Medical Bills Stack Up? We Did the Math. A Medicare Supplement plan, also called a Medigap plan, is designed to cover the healthcare costs that Medicare won't. In order to show how important a Medigap plan can be in protecting you from out-of-pocket costs, we calculated how much money a Medigap plan would save you in the event of an unlikely, yet completely possible, serious medical issue. Medicare Supplement Plans (Medigap) Chart 2018 A quick look at the 2018 Medicare Supplement Plan (Medigap) benefits Medicare Supplement Plan F is Going Away Why is Medicare Supplement Plan F going away? New enrollees on or after 1/1/2020 will no longer have the option to purchase a Plan C or a Plan F. 17 Reasons Consumers Choose Medicare Supplement Over Medicare Advantage A list of the main reasons consumers choose a Medicare Supplement plan over a Medicare Advantage plan. Comments are closed.