19 April Primary vs Secondary Payers: The Coordination of Benefits and How Your Medical Bills Are Getting Paid April 19, 2017 By Editor Medicare Supplement medicare, medicare supplement, medigap, seniors 0 When Medicare is used with other health insurance, each type of coverage is called a “payer”. With more than one “payer”, we refer to a rule called the “coordination of benefits” to determine which one pays first, also known as the “primary payer”. As your medical bills come in, the primary payer will pay its coverage limit first, and the “secondary payer” will pay out whatever payment is left. In other words, the secondary payer only pays if the primary payer did not cover the full medical bill. If you have Medicare, Medicare Supplement, and are still covered under an employer-sponsored health insurance policy, you may have a third payer. For help with finding out which is your primary, secondary, or third payer, call the Benefits Coordination and Recovery Center (BCRC) at 1-855-798-2627. Also, you can visit, https://www.medicare.gov/supplement-other-insurance/how-medicare-works-with-other-insurance/who-pays-first/which-insurance-pays.html. There, you can find your specific insurance situation and get more information on how your payments are getting paid. Related Posts Posture Check and Stretch Break Whether you sit or stand all day, checking in on your posture and adding in stretches to your day can help your overall well-being. How Much Can a Medigap Plan Save You When Medical Bills Stack Up? We Did the Math. A Medicare Supplement plan, also called a Medigap plan, is designed to cover the healthcare costs that Medicare won't. In order to show how important a Medigap plan can be in protecting you from out-of-pocket costs, we calculated how much money a Medigap plan would save you in the event of an unlikely, yet completely possible, serious medical issue. Checkup Checklist - Get the Most Out of Your Next Doctor's Appointment Questions and topics to ask yourself and your doctor before your next checkup. Get the most out of your next doctor's appointment. Voluntary Benefits - Explored, Part 3 While Group Universal Life and Group GAP are ManhattanLife’s newest Voluntary Benefits products, there are also other products that offer just as much durable and dynamic protection. Take a Break! The Long Term Benefits of Physical Activity However many times it's been said, we're saying it again. Even just a little bit of physical activity every day can positively affect your overall health and well being. Find out about the long term benefits of physical activity. Voluntary Benefits: Disability Income Plus and COVID-19 Learn more about how ManhattanLife's Voluntary Benefits Disability Income Plus plan works during the COVID-19 public health event. Comments are closed.