If you are currently paying increased premiums, or are frustrated with your policy in any way, you may decide to switch insurance companies for your Medigap plan. Here’s what you’ll need to do: Call the new insurance company and ask to apply for a new Medigap plan. Call your current insurance provider and inform them that you’d like for your coverage to end. The company will tell you how to submit a request to end coverage. Once you do this, take advantage of your ‘Medigap free-look period’. This period gives you 30 days to decide if you want to keep the new policy. It begins when you receive your new Medigap plan. For one month, you will have to pay both premiums. Remember that unless you’re sure you would like to keep your new Medigap plan, do not cancel your first policy. Also, when filling out the new Medigap policy, you’ll have to promise that you will cancel your first one. Visit ManhattanLife's Medicare Supplement Plans page for more information.