With today’s rising cost of medical care and health insurance premiums, many individuals and groups have selected higher deductibles, fewer co-pays and more out-of-pocket costs. This has been done to make health insurance premiums more affordable.*

But, out-of-pocket costs may still cause unnecessary burdens on many individuals.

What’s the solution?

An Out-of-Pocket Protection Plan from ManhattanLife!

This is a Hospital Confinement Protection Insurance Policy


  • Pays directly to you, unless you assign your benefits to your provider(s).
  • Your choice of benefits and premiums.
  • Pays benefits directly to you unless assigned to help with hospital bills and out-of-pocket costs.
  • Pays in addition to all other insurance and workers’ compensation.
  • No deductibles.
  • No networks.


*National Center Biotechnology information.


Benefit exclusions and limitations may apply to the policy. For additional information about this or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.