Accident Insurance

Coverage for accidents, injuries and more.


Help protect employees and their families.

Accident insurance from ManhattanLife is a simple way to provide employees added protection to meet their individual needs, without increasing benefit costs to the employer. It is designed to complement existing medical coverage and help narrow gaps caused by out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services.

ManhattanLife offers three different accident insurance policies. All three policies deliver supplemental coverage for accidents, injuries, ambulance services, and accidental death.




The number of nonfatal, preventable injuries in the U.S. in 2018 was 46.5 million. Approximately 1 in 7 of these, or 6.6 million people, sought medical attention.1


Accidental injury becomes #3 cause of death for the first time in U.S. history.1


The costs of injuries the U.S. in 2018 was $1.06 trillion, with injuries in the home accounting for $320 billion and injuries in public settings accounting for $159 billion.1

All plans contain additional benefits. Please contact us at to learn more.



There were over 7.8 million sports and recreational injuries from 2013 to 2018 that resulted in emergency room visits.1


Preventable injuries in the home in 2018 accounted for $320.1 million in total economic costs. Similar injuries in public settings accounted for an additional $159 million during the same period.1


Of the households facing medical bill problems in the U.S., 56% report being late on a non-medical bill payment and 46% have missed a payment for non-medical expenses.2


Sources for statistics: 1National Safety Council;