Staying at home is well advised, and in many places, mandatory. Typically our policies that offer telemedicine have no consultation fee. During this time, if your plan does not have a specific telemedicine benefit but does have an office visit benefit, we are making an exception and approving a telemedicine consultation under the office visit benefit. Annual maximums for the telemedicine and office visit benefits are still in effect, so this exception applies if you have not met your policy maximums.