What is an Annuity?
An annuity is a contract between you (the contract holder) and an insurance company (the insurer). All annuities have one feature in common that makes them different from other financial products. With an annuity, the insurer promises to pay you income on a regular basis for a period of time you choose—including the rest of your life. An annuity is an investment product that may be used to help you increase your savings, protect your savings, or generate a stream of income.
Choosing from today’s overwhelming assortment of investment, retirement savings, and life insurance options can be a dizzying experience. Which option will work best for your financial needs and goals? How will you know if the option you choose is a suitable means for meeting your objectives?
The National Association of Insurance Commissioners (NAIC) has Buyer's Guides for Annuities that are great informational publications available for free on their website www.NAIC.org or by clicking here.
Check out more information about our annuity products to best fit your retirement strategy.
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