Why a Hospital Indemnity Health Plan?
Hospital Indemnity pays employees a cash benefit when they are hospitalized. They can use the cash benefits however they want – to help pay medical bills or everyday living expenses such as housing, car payments, utility bills, childcare, groceries, and credit card bills. It is an ideal compliment to Employer-based medical coverage.
A Hospital Indemnity Plan:
- Pays a benefit when you’re hospitalized
- Pays in addition to any other coverage you may have
- Allows you use the benefits however you want
- Can cover you, your spouse, and your children
Base Coverage includes a daily hospital benefits and waiver of premium. The program is designed to meet the needs of a specific employer population or group. As a result, we have over 16 optional benefits available to customize a plan that meets your needs, including First Hospitalization, In and Out Patient Surgery benefits, Doctor’s Office visit, and many others.
Our HI+Plus program also allows you to craft a plan that combines, hospital, Accident, Critical Illness, and Well-Being benefits into one combined policy!
More than 20 percent of American adults are struggling to pay their medical bills, and three in five bankruptcies will be due to medical bills.*
Find out more about our exciting Hospital Indemnity Plan.
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*Christina LaMontagne, VP of Health at NerdWallet, 2013
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