Medicare Supplement Plans Offered by ManhattanLife*:
AC • F • G • N



All Medicare Supplement plans are required to provide basic supplemental benefits for hospitalization and medical expenses with separate additional benefits, specific to each plan.


All plans are required to provide these basic benefits:
 

  • • Medicare Part A hospital coinsurance
  • • Medicare  Part A supplemental hospital care (additional 365 days after Medicare benefits end)
  • • Medicare Part A coinsurance for hospice care
  • • Medicare Part B coinsurance for hospital outpatient services (generally 20% of Medicare-approved costs)
  • • First 3 pints of blood each year

Plan A

Plan A is ideal for those that want more coverage than Medicare Part A and Part B provide, but don’t expect to use a lot of healthcare services. Medigap Plan A covers the basic Medicare Supplement benefits:

  • • Part A hospital coinsurance and coverage for 365 additional days after Medicare benefits end
  • • Part B coinsurance (generally 20% of Medicare-approved costs) for hospital outpatient services
  • • Part A coinsurance for hospice care
  • • First 3 pints of blood each year

Plan B

Plan B provides all the basic benefits and adds some extra benefits for hospitalization. Plan B provides the basic Medicare Supplement benefits plus:

  • • Part A hospital deductible for inpatient services

Plan C

Plan C provides all the basic benefits with extra benefits designed to keep your monthly out-of-pocket expenses predictable. Plan C provides the basic Medicare Supplement benefits plus:

  • • Part A hospital deductible for inpatient services
  • • Skilled nursing facility coinsurance (for days 21 – 100)
  • • Part B deductible for qualified medical and hospital services, generally for outpatient services
  • • Foreign travel medical emergency coverage

Plan D

Plan D provides all of the basic benefits with extra benefits similar to Plan C, but does not include the Medicare Part B deductible. Plan D provides the basic Medicare Supplement benefits plus:

  • • Part A hospital deductible for inpatient services
  • • Skilled nursing facility coinsurance (for days 21 – 100)
  • • Foreign travel medical emergency coverage

Plan F

Plan F provides the most complete Medicare Supplement coverage available. It covers costs in excess of Medicare-approved amounts. You may have no out-of-pocket expenses for hospital or doctors’ office visits. Plan F provides the basic Medicare Supplement benefits plus:

  • • Part A hospital deductible for inpatient services
  • • Skilled nursing facility coinsurance (for days 21 – 100)
  • • Part B deductible for qualified medical and hospital services, generally for outpatient services
  • • Part B excess charges benefit for charges exceeding the normal Part B limit
  • • Foreign travel medical emergency coverage

Plan G

Plan G provides all of the basic benefits plus extra coverage for hospitalization, but it does not include the Part B deductible. Plan G provides the basic Medicare Supplement benefits plus:

  • • Part A hospital deductible for inpatient services
  • • Skilled nursing facility coinsurance (for days 21 – 100)
  • • Part B excess charges benefit for charges exceeding the normal Part B limit
  • • Foreign travel medical emergency coverage

Plan M

Plan M provides all of the basic benefits as well as additional coverage for hospitalization. Plan M provides the basic Medicare Supplement benefits plus:

  • • 50% of part A hospital deductible for inpatient services
  • • Skilled nursing facility coinsurance (for days 21-100)
  • • Foreign travel medical emergency coverage

Plan N

Plan N provides all the basic benefits as well as additional coverage for hospitalization. Plan N provides the basic Medicare Supplement benefits plus:

  • • Part A coinsurance (generally 20% of Medicare-approved costs) – for hospital outpatient services
  • • Part B hospital deductible for inpatient services after a $50 copayment ER and/or a $20 copayment for a doctor’s office visit
  • • Skilled nursing facility coinsurance (for days 21-100)
  • • Foreign travel medical emergency coverage

* Plans underwritten by The Manhattan Life Insurance Company or Western United Life Assurance Company and may not be available in all states.