Dental, Vision, & Hearing
Benefits that make sense.


Coverage you can count on.

Dental, Vision, and Hearing insurance from ManhattanLife is designed to meet as many needs outside of standard medical insurance as possible. It provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more. Clients choose their annual benefit of $1000 or $1500 and have an annual deductible of just $100 per person.



Choose your own dentist (additional savings may be available if dentist is in Careington Network)
Family rates (includes a maximum of 3 children)
Individual 18 - 85
Vision benefitsA
Intensive Care Unit
Hearing benefitsB
$1,000, $1,500, and $3,000 policy year benefit options available




Preventive services: semi-annual exams, cleaning and x-rays
Basic services: fillings and extractions (other than “full mouth”)
Guaranteed issue
Guaranteed renewable for lifeC
No Waiting Periods for Preventive and Basic Services



1 in 4

More than 1 in 4 adults in the U.S. (26%) have untreated tooth decay.1


More than 80% of Americans have had at least one cavity by age 34.2


The nation spends more than $124 billion on costs related to dental care each year.2


Focused on what’s best for producers and policyholders.

ManhattanLife is committed to being in the markets where you want us with the products your customers need throughout all phases of life. Individual Life & Health, Voluntary Benefits, Medicare Supplement policies, and Annuities that are diverse, relevant, and offer significant benefits. Superior products all backed with diligent support. Our products will not just meet the needs of your customers – they’ll strengthen your relationship with them.





ManhattanLife writes policies and underwrites annuities in every state and U.S. territory. We can accommodate any domestic footprint or need for additional coverage and annuity guarantees.



Our policies are comprehensive and easy to write, providing you with the right tools to grow your business, nurture your customer relationships, and achieve your professional goals.



When you need support or expedient issue resolution, you can expect responsive and knowledgeable service for you and your customers. You’ll always speak with a real person located in the United States.



ManhattanLife’s relationship with policyholders is only as strong as our relationship with you. That’s why our focus remains on ensuring ManhattanLife producers are successful.



As a privately held independent, ManhattanLife has never put the interests of investors over the needs of our producers and policyholders. It’s a standard we’ll continue to live by in the years ahead.



ManhattanLife is different than our large publicly traded counterparts and we are able to respond in ways they cannot.


Helping our policyholders live their best lives.

Since 1850, we have stood by policyholders with diligence and compassion. Year after year and decade after decade, we have demonstrated our commitment to honoring claims and processing them with professionalism and care. Today, our organization’s primary purpose is to provide health and life insurance and annuity products that help policyholders achieve the life affirmations of health, wealth, and security.

Independent By Choice

ManhattanLife is privately held with financial strength comparable to the large, publicly traded insurance companies. In fact, we write $1 million in annuities each day. As an independent closely held organization, we are untethered to the conflicts of interest that can burden our publicly-traded peers. And, because we’ve remained independent, we’ve never put the interests of investors over the needs of policyholders. It’s the standard we’ll continue to live by in the years ahead.


170 Years of Delivering On Our Promise

ManhattanLife has a storied history validating that we deliver on our promise of standing by policyholders and producers. Through domestic and world wars, outbreaks of plagues, and multiple cycles of booms and busts, life has marched on in America. For 170 years, ManhattanLife has shown we can be counted on, and our leadership intends to continue to live by these principles for many years to come. That’s why today nearly 1 million people count on us to process claims fairly and fast.



Benefit exclusions and limitations may apply to the policy. For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.

APercentage of Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses after 6 month waiting period. BPercentage of Exam, hearing aid, and necessary repairs or supplies after 12 month waiting period. CSubject to our right to change premiums.

Sources for statistics: 1Centers for Disease Control and Prevention;;