How Are Medicare Supplement Premiums Calculated and Why Do Rate Increases Take Place? There are three different ways that an insurance company can price its Medicare Supplement premiums: community-rated (also called No-Age-Rated), issue-age-rated policies, and attained-age-rated policies. November 8, 2017 By Editor Medicare Supplement medicare, medicare supplement, medigap, seniors 0 0 Comment Read More »
The 2018 Medicare Annual Election Period and How to Take Advantage of It The first period is The Annual Election Period (October 15th through December 7th). In this period eligible individuals may enroll or disenroll from a Medicare Advantage plan. The second period is The Medicare Advantage Disenrollment Period (January 1st through February 14th). In this period Medicare Advantage enrollees have the opportunity to disenroll from their plan and acquire a Medicare Supplement plan, if they so choose. October 9, 2017 By Editor Medicare Supplement AEP, medicare, medicare supplement, medigap, open enrollment, seniors 0 0 Comment Read More »
A word from our Chairman First and foremost, our thoughts and prayers are with those families, friends and neighbors, including our own employees, who have been affected by Hurricane Harvey and its aftermath. September 5, 2017 By Editor Corporate chairman 0 0 Comment Read More »
Medicare Supplement Plan N: A Closer Look Let’s take a look at some of the benefits you receive when you sign up for Medicare Supplement (Medigap) Plan N. June 1, 2017 By Editor Medicare Supplement insurance product, medicare, medicare supplement, medigap, plan n, seniors 0 0 Comment Read More »
A Brief History of Medicare and Medicaid On July 30th, 1965, President Lyndon B. Johnson signed the bill that would lead to the implementation of Medicare and Medicaid. Back then, the program included Medicare Part A, hospital insurance, and Medicare Part B, medical insurance. Today, Parts A and B are called “Original Medicare”, and continue to help Americans with their healthcare costs. May 16, 2017 By Editor Medicare Supplement medicare, medicare supplement, medigap, seniors 0 0 Comment Read More »
Medicare Supplement Plan G: A Closer Look Plan G offers comprehensive coverage for costs Medicare does not cover. It is identical to Plan F aside from one difference: Plan G policyholders must pay the Medicare Part B deductible. May 15, 2017 By Editor Medicare Supplement insurance product, medicare, medicare supplement, medigap, plan g, seniors 0 0 Comment Read More »
Top 3 Apps to Train Your Brain Apps to stimulate and strengthen your mind. May 11, 2017 By Editor For Fun, Wellness application, apps and health, health 0 0 Comment Read More »
A Brief History of Medicare Supplement The history of Medicare Supplement, or Medigap, plans goes back to the 1980’s. In order to strengthen consumer protection, the government created a voluntary program that would allow Medicare recipients to gain coverage for gaps in Medicare. May 10, 2017 By Editor Medicare Supplement medicare, medicare supplement, medigap, seniors 0 0 Comment Read More »
Primary vs Secondary Payers: The Coordination of Benefits and How Your Medical Bills Are Getting Paid When Medicare is used with other health insurance, each type of coverage is called a “payer”. With more than one “payer”, we refer to a rule called the “coordination of benefits” to determine which one pays first, also known as the “primary payer”. April 19, 2017 By Editor Medicare Supplement medicare, medicare supplement, medigap, seniors 0 0 Comment Read More »
9 Illegal Medigap Practices to Look Out For Contact the Inspector General’s hotline if you experience any of the following illegal Medigap practices. April 18, 2017 By Editor Medicare Supplement fraud, medicare, medicare supplement, medigap, seniors 0 0 Comment Read More »