Dental, Vision, and Hearing Insurance from ManhattanLife
Updated: November 5, 2026
Taking care of your teeth, eyes and ears is essential to staying healthy, but costs can add up. According to KFF, 41% of insured U.S. adults delayed or went without medical, dental, vision or hearing care due to cost.¹ ManhattanLife's dental, vision and hearing insurance helps individuals, seniors and families manage covered expenses with flexible plan options.
How Does ManhattanLife's Dental, Vision and Hearing Insurance Work?
ManhattanLife offers Dental, Vision & Hearing (DVH) and Dental, Vision & Hearing Select plans to help cover eligible dental, vision and hearing expenses. DVH Select provides additional flexibility to customize coverage, so you can choose benefits that better match your healthcare needs.
What Dental, Vision and Hearing Services Are Covered?
Regular care can help identify potential health concerns early, while insurance benefits can help make covered services more affordable. Depending on the plan, benefits may include:
- Dental: Cleanings, exams, fillings, crowns and other covered procedures to help maintain oral health.
- Vision: Eye exams, eyeglasses and contact lenses to support healthy vision.
- Hearing: Hearing exams, hearing aids and certain repairs to help maintain hearing and communication.
What Are the Benefit Maximums and Deductibles?
Annual benefit maximums range from $1,000 to $5,000, allowing you to choose a coverage level based on your anticipated needs. DVH has a $100 per-person deductible, while DVH Select offers $0 or $100 options. Waiting periods may apply to certain services.
Can You Choose Your Own Dentist?
Yes! ManhattanLife allows you to visit any dentist, so you can continue seeing a provider you know and trust. You can also choose a dentist in the Careington Maximum Care PPO Dental Network, which offers discounted fees on many services and may help reduce out-of-pocket costs.
Who Is Eligible and How Much Does Coverage Cost?
ManhattanLife offers guaranteed issue coverage for eligible applicants within the following age ranges:
- DVH: Ages 18–85
- DVH Select: Ages 18–89
- Family Coverage: Available for eligible dependents, subject to plan requirements
Premiums vary based on the plan, benefit maximum and coverage options selected. An insurance agent can help you compare plans and find coverage that fits your budget.
How Do You Apply for Coverage?
Visit ManhattanLife's Dental, Vision & Hearing insurance page to explore coverage options and connect with an agent who can help you select the right plan.
Protect Your Smile, Sight and Hearing
Taking care of your dental, vision and hearing health is an important part of your overall well-being. From routine dental checkups and eye exams to hearing aids and other essential services, having the right coverage can help make these expenses more manageable. ManhattanLife's dental, vision and hearing insurance offers flexible options designed to meet the needs of individuals, seniors and families. Explore your coverage options today and take the next step toward protecting your health and managing future healthcare costs.
Benefits, waiting periods, exclusions and availability vary by plan and state.
Work Cited
¹ KFF. (2023). KFF Survey of Consumer Experiences with Health Insurance. https://www.kff.org/affordable-care-act/kff-survey-of-consumer-experiences-with-health-insurance/