Dental, Vision & Hearing
Benefits that make sense.

 

Coverage you can count on.

Dental, Vision & Hearing insurance from ManhattanLife is designed to meet as many needs outside of standard medical insurance as possible. It provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams and more. You choose if your annual benefit is $1,000, $1,500, $3,000 or $5,000 and your annual deductible is just $100 per person.

CHOOSE YOUR DENTIST
No networks!

SIMPLE APPLICATION
No health related questions.

GUARANTEED ISSUE
Ages 18 to 85.

SAVE WITH FAMILY RATES
Includes up to 3 children.

GUARANTEED RENEWABLE FOR LIFE
Low premiums.

 

Get a Free Quote and Enroll Completely Online!

 

Dental, Vision & Hearing
Maximum Benefit Options
$1,000 | $1,500 | $3,000
Monthly rate as low as$30.25

  • Preventive Services: Exams, Cleanings and X-rays
  • Basic Services: Fillings and Extractions
  • No waiting period for Preventive and Basic Services
  • Basic Eye Exam, Contact Lenses
  • Hearing Exam and Hearing Aids
  • No Enrollment Periods!

Popular

Dental, Vision & Hearing
Maximum Benefit
$5,000
Monthly rate as low as$60.64

  • Preventive Services: Exams, Cleanings and X-rays
  • Basic Services: Fillings and Extractions
  • No waiting period for Preventive and Basic Services
  • Basic Eye Exam, Contact Lenses
  • Hearing Exam and Hearing Aids
  • No Enrollment Periods!

 

What’s covered in my Dental, Vision & Hearing Insurance Plan?

 

Eligibility
Anyone age 18-85

Policy Year Maximum Benefit
$1,000, $1,500, $3,000 or $5,000 (choose one)

Policy Year Deductible
$100 per person

Dental

PREVENTIVE SERVICES
No waiting period
Semi-Annual exams, cleaning and x-rays

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

BASIC SERVICES
No waiting period
Including x-rays, fillings and extractions

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

 

MAJOR SERVICES
12-month waiting period
Including bridges, crowns, full dentures or partials, full mouth extractions and root canals

Year 1 - 0%
Year 2 - 70%
Year 3 and thereafter - 80%

Vision

6 month waiting period
on eyeglasses and contact lenses

Basic eye exam, eye refraction, including the cost of eye glasses or contact lenses

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

 

Hearing

EXAMINATION
No waiting period

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

 

HEARING AID AND NECESSARY REPAIRS OR SUPPLIES
12-month waiting period

Year 2 - 70%
Year 3 and thereafter - 80%

 

Disclaimer: After your waiting period and once you have paid your Policy Year Deductible of $100, we will pay the percentages listed for the covered services up to the chosen Policy Year Maximum Benefit.

 

Check Your Rates with Our Easy Online Quoting Tool!

 

HIDDEN COSTS OF DENTAL

60%

About 60% of adults 65 and older had periodontitis in 2009-2014.1

4/10

Four in 10 U.S. adults over 30 years old had periodontitis in 2009-2014.1

$46B

More than $46 billion in productivity is lost in the U.S. to unplanned, emergency dental care each year.2

 

For Assistance, please call
1-888-441-0770
8am - 5pm CST

 

 

Benefit exclusions and limitations may apply to the policy. For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.

Sources for statistics: 
1https://www.cdc.gov/oral-health/about/gum-periodontal-disease.html;
2https://www.cdc.gov/oral-health/about/