Affordable Choice

Surgical and Hospitalization Benefits
The Right Plan for Changing Times

For today’s medical uncertainties, people want a product to give them the Peace-of-Mind needed to plan for tomorrow.

  • Affordability - Choose from two plan options; find the one that fits your budget.
  • Accessibility - Only a few medical questions on the application.
  • Flexibility - Keep your own doctors; choose from individual or family coverage, and access network discounts.

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Affordable Choice


This plan pays a daily benefit amount for services.

  • Inpatient Benefits
  • Hospital Admission Benefit
  • Surgery Benefits
  • Doctor’s Office visit
  • Outpatient Medical Benefits
  • Emergency or Urgent Care
  • $2,000,000 Lifetime Benefit Maximum


This is a Hospital Confinement and other Fixed Indemnity Insurance Policy.

 Frequently Asked Questions AFC

How you save with Affordable Choice

In addition to payments that help pay medical services, Affordable Choice helps get you more for your money with the MultiPlan series of networks.

MultiPlan is one of the oldest and largest networks. Currently, MultiPlan contracts with over 770,000 respected practitioners, 5,000 hospitals, and 70,000 ancillary care facilities, so it is not difficult to find a participating provider in any area of the country.

You save an average of 20-30% off inpatient and outpatient hospital charges when you use the MultiPlan Network.

To learn more about finding a “Provider in Four Easy Steps “ go to:

  • click on “Patients”
  • click on “Instructions” and you will see “Find a Provider in Four Easy Steps.”

Benefit exclusions and limitations may apply to the policy. For additional information about this or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.