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Keeping Your Policy In Force


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Do I have to notify Manhattan annually that I would like the policy to remain in force?

No, once your application is approved and you are issued a policy it is guaranteed renewable for your entire life, contingent upon the timely payment of premiums.

What if my premium payment is late?

A grace period of thirty-one days is granted for the payment of each premium payment. During the grace period the policy remains in force.

What if my policy lapses due to non-payment of premiums?

A policy may be reinstated if the grace period expires without receipt of payment, however in order to be reinstated the insured will have to fill out a reinstatement application and go through the underwriting process. This could potentially involve a phone interview, list of current and past prescriptions, and in rare cases medical records from your physician. 

 

For more information or your free Medicare Supplement quote, call (800) 369-3600 or visit medigap.manhattanlife.com/wula

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