Life Insurance
Simplified issue term and whole life.

 

From family protection and final expenses to wealth transfer.

ManhattanLife offers a variety of simplified issue term life and whole life insurance products to help you and your family best meet your objectives. Our term life insurance products are available for face amounts up to and including $250,000 and on a fully underwritten basis for higher amounts of coverage. Our whole life insurance coverage is available for face amounts up to $100,000 and up to $3 million on a fully underwritten basis.

 

Term Life Insurance

Whether your need is family protection or mortgage protection, term life insurance from ManhattanLife can provide coverage for your entire family, including children, all in the same policy. We offer three different options for term life coverage through our Viva Life series, each tailored to the different phases of life. Viva Life Professional is designed for the young adult who needs basic life insurance coverage. Viva Life Family provides full family coverage at a reasonable price. Viva Living Benefits was developed for people who need life insurance coverage and are also concerned about the potential for dealing with critical illnesses like heart attack, heart disease, and stroke in the future.

 

PRODUCT FEATURES

No medical exam required!
Only 4 health related questions
Quick and easy application
Accepting ITIN only applicants
Cost effective coverage

 

PRODUCT PURPOSES

Family protection
Mortgage protection
Final expenses

 

Viva Life Professional

20 Year level term ages 18-55
15 Year level term ages 56-60
Accidental death protection

 

Viva Life Family

20 Year level term ages 18-55
15 Year level term ages 56-60
Spouse - additional insured / children's insurance benefit
Accidental death protection

 

Viva Life Family

20 Year level term ages 18-55
15 Year level term ages 56-60
Spouse - additional insured / children's insurance benefit
Accidental death protection

 

 

Viva Living Benefits

20 Year level term ages 18-55
(15 Year level term ages 56-60)
First occurrence critical illness benefit

 

Mortgage Protection Insurance – MCI Gold

15-20-25-30 Year level term
Variety of riders available

 

 
Family Protection EZ

15-20-25-30 Year level term
Variety of riders available

 

Fully Underwritten Plans
Family Protection Select

10-15-20-25-30 Level term
Standard and preferred underwriting classes
Variety of riders available

 

Whole Life Insurance

Viva LifeTime is our simplified issue whole life plan, and Family Protection Premier is our fully underwritten plan. Both provide permanent life insurance protection that will last your entire lifetime.

 

PRODUCT FEATURES

No medical exam required!
Only 4 health related questions
Quick and easy application
Accepting ITIN only applicants
Level premiums
Guaranteed cash values
Permanent protection for your entire lifetime

 

PRODUCT PURPOSES

Cash accumulation
Wealth transfer
Final expenses

 

Viva LifeTime (Simplified Issue)

Payment options:
LifeTime pay
20 Pay
Paid up at age 65

Face amounts available for juveniles: $10,000 - $50,000
Face amounts available for adults: $20,000 to $100,000

 

Family Protection Premier (Fully Underwritten)

Riders:
20 Year term rider
Child rider
Accidental death
Waiver of premium

Variety of payment options:
LifeTime pay
3, 5, 10, or 20 pay
Paid up to age 65

Face amounts available for juveniles: $10,000 - $150,000
Face amounts available for adults: $25,000 - $3,000,000

 

 

 

Benefit exclusions and limitations may apply to the policy. For additional information about term life insurance or whole life insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.