Manhattan Insurance Group

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Since as early as 1850, Manhattan Life has provided secure and innovative life and health insurance products and services throughout the United States and now, throughout the Western Hemisphere.

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About Us

Manhattan Insurance Group (MIG) is a group of four operating life and health insurance companies:

Manhattan Life Insurance Company, Central United Life Insurance Company, Investors Consolidated Insurance Company and Family Life Insurance Company. Since as early as 1850, these companies have provided secure and innovative life and health insurance products and services throughout the United States and now, throughout the Western Hemisphere.


Manhattan Life offers voluntary and contributory worksite products in North America and dollar denominated life products through out Asia, Central and South America.	Central United Life provides life, accident and health insurance for more than 20 years. Central United's Worksite strategy is to offer sound products that meet the sophisticated demands of today's policyholder.	Family Life is a long time provider of mortgage protection life insurance with a full range of products and additional coverages. These products are offered throughout North and South America, in English and Spanish.	Investors Consolidated is a provider of specialty products. The payroll deduction products include life, specialty accident and health products, (short term disability, hospital supplement, accident and guaranteed renewable cancer).

Combined, these four companies are licensed in all 50 states and offer a wide range of life and health insurance products through multiple distribution systems. Additionally, all four operating companies offer a range of reinsurance facilities. Since 1982, the companies have completed over 60 such reinsurance transactions.

Unconsolidated Financial Summary (as of 12/31/2010):

Total Assets	$816 million
Total Liabilities	$682 million
Asset to Liability Ratio	1.196
Capital and Surplus	$134 million
Premium	$145 million
Insurance in Force	$6.1 billion

Our Mission

The Manhattan Insurance Group companies are committed to providing reliable, innovative and cost effective reinsurance facilities to the life and health insurance industry as well as a wide range of life and health products to the general public through a multi-distribution system.

We are focused on steady continual growth by providing a quality portfolio of products, personal customer service and financial soundness. With roots firmly grounded in a commitment forged more than 150 years ago, we hold fast to high ethical standards of quality service to our agents, our customers and our employees. Stability, innovation, growth, and responsive service are the characteristics that define the core of our business.

We recognize not only the diverse needs of our policyholders and agents, but also the wide range of options available to deliver our products in order to serve the marketplace more efficiently. Thus we put technology at the forefront and utilize it to further improve our sales, underwriting, billing and customer service processes.

The information contained on this Web Site does not constitute investment advice, and is not an offer to sell or a solicitation to buy any security or any insurance product. All insurance and/or securities transactions require signed agreements between the companies of Manhattan Insurance Group and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of this Web Site constitutes your agreement to the additional Terms of Use applicable to such use. Some products may not be available in all jurisdictions. In addition, any prospectus information available on this Site is posted for informational purposes only.

Accident Insurance Accidents… you can’t plan on them, but you can plan for them. We pay cash benefits for expenses not covered by major medical insurance.	Disability Insurance Learn how our plans can help a covered person work through the difficulty of lost wages due to sickness or injury.
Cancer Insurance Choose one of four complete benefit packages to help with the direct and indirect medical costs of cancer.	Medicare Supplement Medicare supplemental insurance and Medigap policies help you with medical expenses and costs not covered by Medicare.
Critical Care Insurance We offer three plans that could help you and your family in the event of serious health events such as a heart attack, stroke and/or paralysis.	Life Insurance Pick the life policy that is best for you, we offer a variety of life insurance plans to help many people with different needs and different budgets.
Dental and Vision Our dental and vision plans offer a way to cover your employees dental and vision expenses, from routine checkups to serious events.	Hospital Confinement Indemnity Insurance Our flexible plan covers some of the more difficult parts of a hospital stay and pays cash benefits to you.

To access the form you need, please select the appropriate product category.
Cancer	Health and Accident
Life Insurance	Disability
Dental and Vision	Family Life - Life, Mortgage & Family
	Family Life - Medicare Supplement & Secure Care

Manhattan Insurance Group^sm is a group of four operating life and health insurance companies. The Manhattan Life Insurance Company • Central United Life Insurance Company • Family Life Insurance Company • Investors Consolidated Insurance Company
About Us Combined, our four companies are licensed in all 50 states and offer a wide range of life and health insurance products through multiple distribution systems.	Become an Agent Find out more about the agent selection process, the benefits, and what it takes to become an approved agent for our companies.	Corporate Careers Take Your Career to the Next Level.
Our History Since 1850, The Manhattan Life Insurance Company was one of the early pioneers in the life insurance industry.
Our Executive Team The Manhattan Insurance Group^sm companies have achieved consistent growth, improved loss ratios and increased net operating income with positive operating results.